The key provisions of the FDCPA 1977 are: This statute was specifically enacted to protect consumers from illegal actions, such as harassment, threatening to sue, threatening family members, coming to your home in disguise, etc. When AscensionPoint Recovery Services LLC comes knocking at your door, the first thing to do is to search for your rights in the Fair Debt Collection Practices Act 1977. ![]() Know your rights and how to use them against AscensionPoint Recovery Services LLC Do not reaffirm anything verbally which may lead you to restart the stale debt. If it has expired, the AscensionPoint Recovery Services LLC cannot ask you to pay stale debt. If someone calls you out of the blue to tell you that you have some unpaid debt and it is not mentioned on the credit report, chances are that it is a scam. You will get a quick view of what you owe, to whom you owe, how much you owe and the like. Moreover, once you know that the this agency is legitimate, contact them, because sometimes some people may pretend to be working with the collection agency. You may also find the number of complaints filed against them. Check your state attorney general’s office to check whether this agency is verified and is licensed. Search on Google for the company and verify whether it is an actual company. There are times when the debt collecting agency may be legitimate but not your debt. The letter should include the debt collector name, it should have a few of your rights listed, a mailing address, etc. As soon as you receive your first call from the AscensionPoint Recovery Services, you should receive a written confirmation of the debt from them.If they cannot provide you with any reasons or do not provide you with their company name or number, that should set off some red flags. Ask them what the debt is about and which company has issued it. Make sure not to confirm any information like your bank account number or where you live. Ask for more information, which company they belong to, what their company name and logo is, etc. Instead of the so-called debt collector asking you questions, make sure you start asking them questions as well.Wits as these agencies much count on that. When you get a call from AscensionPoint Recovery Services LLC, do not panic and remain very calm. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile.Īs a matter of policy, BBB does not endorse any product, service or business.What to Do When a AscensionPoint Recovery Services LLC Calls you? ![]() BBB Business Profiles are subject to change at any time. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.īBB Business Profiles generally cover a three-year reporting period. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. BBB Business Profiles may not be reproduced for sales or promotional purposes.īBB Business Profiles are provided solely to assist you in exercising your own best judgment.
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